Several credit card providers offer instant approval once a customer has applied. However, banks don’t offer guaranteed approval, with some offering cash use after card approval. Here are some of the top options for instant approval credit cards.
- Premier Bankard Mastercard Credit card
Even with a low FICO score, you can still get your application approved; good credit is unnecessary. You can complete your application in 60 seconds. However, it is important to note that FICO scores alone will not guarantee approval of your application.
- Surge Mastercard
With this credit card, you get a credit limit of up to $1000 which will double up to $2,000 after making your first six monthly repayments. The initial credit limit is $3,00 to $1,000, and you get monthly reporting to three credit bureaus. Variable standard APR is $24..99% – 29.99%.
- Capital One Platinum Credit Card
The above two cards are those you can go to if you have bad credit. However, if you have fair credit (580-669 FICO), the Capital One Platinum Credit Cards will be ideal. There are no hidden or annual fees, and you will automatically be considered for a higher credit line in six months.
- Fortiva Mastercard Credit Card
This is another card to consider if you have a fair credit score and enjoy a 4% cashback bonus. In addition, you can use a mobile wallet to make payments. Annual fees start from as low as $85, and the variable standard APR is between 29.99% and 36%.
- Discover it Cash Back
If you have a good credit score (670+ FICO), you can apply for this card and enjoy an unlimited cashback match. There are maximum rewards or minimum spending. In addition, there is a 5% cash back on daily purchases from select merchants. The annual fee is $0, and the regular APR is 14.99% -25.99%.
- Capital One Venture Rewards Credit Card
With this card, that is a bonus of 75,000 points, equivalent to $750, after spending $4,000 in three months. In addition, you will earn 2x miles on each purchase, and miles don’t expire for the life of the card.
