Best Credit Bonuses To Use For Holiday Shopping Sprees

The holidays bring with it lots of shopping for gifts and other things. Most shoppers will heavily use credit cards to make these purchases. Wouldn’t it be nice if by using a credit card you can get some of your money back? You can actually accomplish this with a credit card that offers “cash back” rewards.
The holidays bring with it lots of shopping for gifts and other things. Most shoppers will heavily use credit cards to make these purchases. Wouldn’t it be nice if by using a credit card you can get some of your money back? You can actually accomplish this with a credit card that offers “cash back” rewards.

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There are many credit cards that offer cash back rewards, with some more generous than others. In addition to the cash back, some cards also offer sign-on bonuses, no annual fees and an introductory zero percent interest rate. The five cards below are highly rated credit cards that offer cash back plus other perks.

There are many credit cards that offer cash back rewards, with some more generous than others. In addition to the cash back, some cards also offer sign-on bonuses, no annual fees and an introductory zero percent interest rate. The five cards below are highly rated credit cards that offer cash back plus other perks.

"Discover it" Cash Back

Cash Back: 5% on purchases from selected stores including Amazon.com, grocery stores, restaurants and gas stations
1% on all other purchases
Double cash back on your purchases in the first year

Annual Fee: None

Interest Rate: 0% Intro rate for the first 14 months

American Express Blue Cash Preferred Card

Cash Back: 6% at supermarkets on up to $6,000 per year in purchases (then 1%)
3% at gas stations and on transit expenses (not including airlines)
1% on all other purchases

Sign-On Bonus: $300

Annual Fee: None for the first year, then $95

Interest Rate: 0% Intro rate for the first 14 months

Chase Freedom Unlimited

Cash Back: 5% on grocery store purchases (excluding Walmart or Target)
3% on dining and drugstore purchases
1.5% on all other purchases

Sign-On Bonus: $200

Annual Fee: None

Interest Rate: Interest Rate: 0% Intro rate for the first 15 months

Citi Double Cash Card

Cash Back: 2% on all purchases – unlimited

Annual Fee: None

Interest Rate: 13.99% – 23.99%

"Discover it" Secured Credit Card

Cash Back: 2% at restaurants and gas stations – up to $1,000 purchases per quarter
1% on all other purchases – unlimited

Annual Fee: None – but minimum of $200 refundable security deposit

Interest Rate: 22.99%

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