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Medical Alert Devices For Seniors That Medicare Covers
As we age, our health becomes more fragile, and we need to look after it. Therefore, seniors need to have medical alert systems for them to live independently and feel safe. A medical alert system will allow the senior to call for help when there is an emergency and they cannot access a phone. The alert devices are wearable on the wrists, around the neck or they can be clipped to clothing. Interestingly, some of the devices can automatically detect when one falls and they can call for help even when one is unconscious.
As we age, our health becomes more fragile, and we need to look after it. Therefore, seniors need to have medical alert systems for them to live independently and feel safe. A medical alert system will allow the senior to call for help when there is an emergency and they cannot access a phone.
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The alert devices are wearable on the wrists, around the neck or they can be clipped to clothing. Interestingly, some of the devices can automatically detect when one falls and they can call for help even when one is unconscious.
Medicare Advantage and Supplemental Plans Might Cover Medical Alarms
Medical alert devices provide continuous monitoring of seniors and thus ensure help is easily accessible. However, the concern for most seniors is whether the devices are covered under Medicare. Although Original Medicare does not cover the medical alert devices, some Medicare Supplement carriers may give discounts on medical alert devices.
Usually, Medicare Part B covers medical equipment, and although medical alerts are part of medical equipment, the plan doesn’t cover or offer any financial discount on the devices. However, Medicare Advantage or other Supplemental plans may cover part or all the costs of medical alert devices if they are deemed medically necessary. This also depends on the terms of the plan.
Bay Alarm Medical
This is perhaps the cheapest medical alert system for home coverage and it starts at around $19.95 per month. Bay Alarm Medical offers individuals an affordable and flexible monitoring option that fits their lifestyle. There is the in-Home device with a wrist control and receiver suitable for seniors with disabilities. Then there is the Mobile GPS Help Button that is GPS enabled and the In-Car Medical Alert system designed for vehicles to monitor clashes.
The systems can be fitted with auto fall detection but this is at an extra cost. The systems can work with VoIP as well as cable connections and response is swift and timely.
Lifeline system
Lifeline system is a medical alert system manufactured by Phillips. It is in the form of a pendant or a wristband and it has a base that acts as a speaker and receiver. The system sends communications and signals through the AT&T network for enhanced coverage. Also, the device can be used in the shower where usually fall happen because the buttons are water-resistant.
There are the home alert system and a mobile option called GoSafe which uses WiFi to send signals. The home option requires around $50 as an initial investment for equipment and it starts at $29.95 for monitoring per month. GoSafe needs an initial investment of $149 for equipment and a monthly fee of $54.95.
MobielHelp
MobileHelp is a versatile medical alarm provider because of its range of monitoring choices and high-quality equipment. All MobileHelp alert systems run on cellular networks and thus they are appropriate for seniors as well as disabled individuals in urban areas.
There is the Classic in-home alert system that comes in s wristband or pendant button with a base station sending signals on cellular networks. There is also the Solo system that offers GPS tracking as well as the Smart system which integrates with Samsung smartwatch to offer additional features and racking. The Duo combines the Solo and Classic systems and it offered at $41.95 per month.
LifeStation
If you are looking for the best value for the price, the LifeStation should be your medical alarm device. It is available as a wristband with a base station that connects to a landline and LifeStation Plus which connects on cellular networks and LifeStation Mobile enabled with GPS. For an annual plan, the system can get Medicare Coverage for around $25.95 each month.
Looking for Third Party Help
Unfortunately, it can be difficult to find funded medical alert systems under current government programs. However, there are additional avenues that could help. One helpful tool is the Area Agency on Aging, an organization that has a presence in every state. Contact them to see if they can suggest a grant or program to help fund your medical alert bracelet. It is always worth trying to contact organizations that offer specific support to sufferers of a particular condition (for example, the Alzheimer’s Foundation). There are a wide range of organizations like this. Some offer financial support, so contact them to see if they can help.
