Choosing A Chase Prequalified or Preapproved Credit Card

In Education

If you are looking for a Chase prequalified or preapproval credit card, you should have an excellent credit score. It is vital to point out that JPMorgan Chase has strict approval standards. 

How to Apply for Chase prequalified cards. 

Most importantly, you can access the prequalified and preapproval card offers through the mail, branches, or online. You can check Chase’s website for the prequalified or preapproved offer you qualify for, and this can take less than a minute. Interestingly, you only need to input your name and address plus the last four digits of the social security number. 

Always check the box indicating that you are trying to prequalify a credit card instead of completing a full-fledged application. What this implies is Chase will not conduct a hard inquiry on your credit report. Therefore your credit score will not be affected if you click the “Find My Offers” link. Immediately Chase will show you the lists of prequalified or preapproved cards available, and then you can click on the card to complete a full application. 

Chase Freedom FlexSM

The card gives a $200 bonus after spending $500 on purchases in the first three months of account opening. There is a 0% introductory APR for the first 15 months, and there is no annual fee. Also, you can earn 5% cashback on $1,500 purchases in bonus categories every quarter and 5% on travel purchases. Cash backs don’t expire, and there is no minimum limit to redeem. 

Chase Freedom Unlimited®

The card has a $200 bonus on $500 spend in the first three months and 1.5% unlimited cash back on all purchases. You can earn 5% in travel purchases and 3% on drugstores and dining restaurants. The card equally has no annual fee and 0% intro APR.

Chase Sapphire Preferred® card

With this card, you earn 80,000 bonus points on $4,000 in purchases in the first three months and a $50 bonus towards grocery purchases in the first year. With Pay Yourself Back™, you receive 25% more points when redeeming their credits. Enjoy a $0 delivery fee and service fees for orders more than $12 with DashPass. 

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