Tag: Fair Credit Reporting Act

Credit Report Errors And How To Dispute Them

Credit report errors are common, but you can fix them before they impact your chances of getting a loan

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Adverse Action Notices: Understanding them

The adverse action notice intends to inform one about their denied credit request and the reasons for it. Also called denial letters,

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Differences Between Soft Inquiry And Hard Inquiry

As part of their risk assessment and underwriting process, lenders always access applicants’ credit reports. This is formally called

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