Prepaid debit cards, unlike credit cards, only allow you to use the balance you have in your account without relying on a line of credit. Having a high/no-limit credit card allows you to spend your money without worrying about hitting the card’s spending limit. Below, we look at the best no-limit and high-limit prepaid debit cards.
1. PayPal Prepaid Mastercard
Connected to your PayPal account, this card allows you to quickly transfer money to and from your PayPal account while earning cashback bonuses each time you use it. You can also get paid faster through direct deposits to the card.
The card has a daily spending limit of $5,000, which is quite high for a card in its league. You can also withdraw up to $940 from the ATM every day.
2. Netspend Visa Prepaid Card.
One of the favorites in this list, this card is flexible and has lower fees than most similar cards. It also allows you to hold up to $15,0000 in your account at any given time.
Additionally, the card allows you to spend up to $10 more than your balance without incurring an overdraft fee.
The daily spending limit on the NetSpend® Visa® Prepaid Card is $4,999, and you can withdraw up to $ 940. You can also deposit up to $7500 every day.
3. NetSpend Visa Prepaid Card
The NetSpend® Visa® Prepaid Card might be named its sibling in no.2, but it’s a different card. Although both cards allow you to load up to $15,000 daily, this one has a flat monthly maintenance fee.
The other card can have lower fees if you meet some deposit and spending criteria but can also charge higher than this one if you don’t meet the requirements. You can consider this a safe card for irregular spenders.
4. Serve American Express Prepaid Debit Account
Like many of the cards on this list, the Serve® American Express® Prepaid Debit Account has a deposit limit of $15,000. It also allows you to save and gives you faster payment methods through direct deposit.
The card’s monthly spending limit is $15,000, with a daily ATM cash withdrawal limit of $750. You can also load up to $2500 every day.
